5.0 out of 5.0 Customer Satisfaction

Your Strategic Partner in Providing Unlimited Access to Capital

If you are a government contractor or commercial business seeking funding for contracts, payroll, or growth, we structure financing around your contracts, receivables, and pipeline — lending to the opportunity — so you can bid, win, and perform with confidence.
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About Us

We don’t just fund businesses — we fund the opportunities that help them grow.

TFN Lending, a 35+ year trusted financial resource, is a strategic capital partner for government contractors and contract-driven businesses. We provide opportunity-based financing by structuring funding around contracts, receivables, and future revenue — not just past financials. Our flexible capital solutions support bidding, payroll, and growth, helping businesses move forward with confidence when opportunity arises.

Our Services

Comprehensive Financing Solutions

Government Contract Financing

Fuel your growth as a government contractor with our specialized contract financing services. We pro...
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Accrued Revenue Lines of Credit

Maintain steady cash flow and keep projects moving with our accrued revenue lines of credit, thought...
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Government Contract Advisory & Consulting

Navigate the complexities of government contracting with our expert advisory and consulting services...
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Mobilization Funding

Kick-start your government contracts with fast, flexible mobilization funding from TFN Lending. We h...
Mobilization Funding for Government Contractors

Commercial Contract Financing

Access flexible working capital with our Commercial Contract Financing solutions. TFN Lending helps ...
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Bidding & Pre-Award Financing Support

Accelerate your government contract bids with financing support tailored to help you win more work. ...
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Payroll Financing Solutions

Keep your workforce paid on time with our dedicated payroll financing for government contractors. TF...
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  • 5.0 Average Rating
  • Over 500 reviews

What Our Customers Say

Ian Perkins
We've been customers of theirs for almost 3 years and they have been an integral part of our growth and success.
Jenille Harris
We have been able to do our payroll on time... and I have nothing but wonderful things to say about TFN Lending.
Michael Vega
Without TFN they would not have approved my 8A plan and now I can bid 8A work!
Maria Bell
Peter from TFN gave me a line of credit that allowed me to make it to the next level for my tech company.

Trusted Experts

Our Commitment to Your Success

We are committed to transparency, reliability, and exceptional service. Each financing solution is tailored to your business, and our experienced team stands behind every client with ongoing support and clear communication.
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Certified Experts, Just a Call Away

Get Funding for Your Next Project

Don't let cash flow hold you back from growth. Call TFN Lending to discover how our fast, flexible funding solutions can help you win more government contracts.
  • Fast Approvals
  • Custom Financing Solutions
  • Government Contract Specialists
  • No Hidden Fees
  • Local Service Areas
  • Personalized Consulting

Frequently Asked Questions

We provide government contract financing, commercial contract financing, payroll financing, accrued revenue lines of credit, mobilization funding, and bidding and pre-award support.

Most funding approvals can be completed within a few business days once we receive your application and contract details. We prioritize speed to help you meet critical deadlines.

Our services are available to established contractors, new government vendors, and small businesses with qualified contracts or invoices. If you’re not sure if your business qualifies, reach out for a free evaluation.

Yes, we provide financing solutions and advisory support for bidding and pre-award stages, including advancing funds for bid bonds and related expenses.

Absolutely. We offer payroll financing specifically designed to help contractors manage payroll obligations while waiting on contract payments.

Yes, our team offers advisory and consulting services to help you navigate government contracts, compliance, and funding options at no additional charge.
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TFN Lending
Don't let cash flow hold you back from growth. Call TFN Lending to discover how our fast, flexible funding solutions can help you win more government contracts.

Monday – Friday: 8:00 AM – 6:00 PM
Saturday – Sunday: Closed

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